It seems that congress is close to passing a bill for health care. It also looks like they're going to buck the "big money" companies systems and create something that people can actually afford. There's no point in doing this otherwise.

The main problem is those big companies have lots of money. The Fed is worried about making things worse if they provide a public option. A public option, however, is the only thing that would make the bill work. The main fear seems to be that if the government goes into competition with the other insurance companies, they'll raise their premiums to "recover" what they feel they have lost due to the government taking away their subscribers. Personally I think that's a bunch of cow manure. Those companies already make a ton of money, and any business that has a current plan with them is not going to shake them for the public option.

We will not see the same kind of benefits in the government program. They are designing it so that those who cannot afford the "big money" insurance companies rates will have at least some insurance. It won't be much, and it will be funded by premiums, the same way that insurance companies do it now, so those in the plan will have basic coverage.

Hopefully the Fed will have the balls to pass a bill that will actually do some good and put the big insurance companies in their place. There's plenty of market share for everyone.